S M I B

The State Mortgage and Investment Bank (SMIB) is one of the most established
financial institutions in Sri Lanka.

 Monday – Friday : 8:30am – 3:30pm 

 1922 

 info@smib.lk 

 සිං  |  தமி

Special Rate Offer!

Fixed Deposit – Interest Rates

6.25% p.a. for 04 Months (Maturity)!!!

6.50% p.a. for (Lucky 7) 07 Months (Maturity)!!!

8.00% p.a. for 15 Months (Maturity)!!!

8.50% p.a. for 48 Months (04 Years) (Maturity)!!!

INTEREST RATES NORMAL DEPOSIT PRODUCTS AS OF 1ST NOVEMBER 2025

Deposit Maturity Rates Monthly Rates
Period Rate % p.a Annual Effective Rate % Rate % p.a Annual Effective Rate %

01 Month

5.50

5.64

– –

03 Months

6.00

6.14

– –

04 Months

6.25

6.38

– –

06 Months

6.50

6.61

– –

07 Months “Lucky 7”

6.50

6.59

– –

12 Months

6.75

6.75

6.50

6.70

15 Months

7.00

6.94

– –

24 Months

7.50

7.24

6.50

6.70

36 Months

8.00

7.43

6.50

6.70

48 Months

8.50

7.59

6.50

6.70

60 Months

9.00

7.71

6.50

6.70

84 Months

9.50

7.56

– –

120 Months

10.00

7.18

– –

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